Decadent Chocolate Banana Overnight Oats

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If you’re someone who craves chocolate for breakfast but still wants to stick to healthy choices, this Chocolate Banana Overnight Oats recipe is perfect for you. It blends the richness of cocoa with the natural sweetness of ripe bananas, creating a creamy experience that’s both nourishing and satisfying.

These oats take only minutes to prepare, and by morning, you’ll have a delicious grab-and-go breakfast waiting in the fridge. No cooking, no fuss, just wholesome ingredients and full flavor.

banana and chocolate overnight oats

Related: Chunky Monkey Overnight Oats

I first made this recipe on a very busy weekday when I needed something quick, filling, and comforting. Since then, it’s become one of my favorite meals to prepare ahead of time. What I love is how easy it is to change.

You can adjust the ingredients to match your taste or diet, and it always turns out great. It tastes like a sweet treat but gives you the energy you need to start your day right.

Why You’ll Love This Recipe

From the first spoonful, you’ll notice how rich and chocolatey these oats taste. Almost like dessert for breakfast!

The banana adds just the right amount of natural sweetness, making every bite smooth, creamy, and deeply satisfying.

  • Tastes like a chocolate dessert but made with healthy, nourishing ingredients
  • Ready in under 10 minutes, with zero cooking involved
  • Great for busy mornings or meal prep
  • Gluten-free, dairy-free, and vegan adaptable
  • Kid-friendly and easily customizable

Ingredient Substitutions

  • Milk: Use oat milk, soy milk, coconut milk, or regular dairy milk depending on your dietary needs.
  • Sweetener: You can replace maple syrup or honey with agave, date syrup, or a sugar-free alternative like stevia.
  • Banana: If you’re out of bananas, try mashed avocado for a creamy texture (you’ll need extra sweetener) or unsweetened applesauce.
  • Cocoa Powder: For a deeper chocolate flavor, use cacao powder instead.
  • Toppings: Swap chocolate chips with cacao nibs, peanut butter, crushed walnuts, or coconut flakes for different flavors and textures.

Serving Suggestions

  • Serve With: Pair with a hot cup of coffee, a protein smoothie, or a boiled egg to make a more complete breakfast.
  • Toppings: Top your bowl with fresh banana slices, a handful of chocolate chips, nut butter, chia seeds, or chopped nuts.
  • Extra Ideas: Add a sprinkle of cinnamon or a touch of sea salt for an added flavor kick. You can also layer the oats with Greek yogurt or coconut cream in a jar for a beautiful parfait-style presentation.

How to prepare Chocolate Banana Smootie

Yield: 2

DECADENT CHOCOLATE BANANA OVERNIGHT OATS

Chocolate Banana Overnight Oats Recipe

Creamy, chocolatey, and naturally sweetened with banana, these overnight oats make mornings feel indulgent. Ready in minutes and perfect for busy days — gluten-free and meal-prep friendly!

Prep Time 10 minutes
Cook Time 3 hours
Total Time 3 hours 10 minutes

Ingredients

  • 1 cup rolled oats
  • 2 cups milk of choice (almond, soy, cow’s milk, etc.)
  • 1 ripe banana, mashed
  • 2 tablespoons cocoa powder
  • 1 tablespoon maple syrup or honey (adjust to taste)
  • 1/2 teaspoon vanilla extract
  • Pinch of salt
  • Sliced bananas and chocolate chips for topping (optional)

Instructions

  1. Combine Ingredients: In a mixing bowl, combine rolled oats, milk, mashed banana, cocoa powder, maple syrup, vanilla extract, and salt. Stir until fully mixed.
  2. Transfer to Jars: Divide the mixture into jars or containers with lids. Seal and refrigerate overnight (or at least 4 hours).
  3. Serve: In the morning, stir the oats well. Top with banana slices, chocolate chips, or your favorite toppings. Enjoy cold or heat briefly in the microwave if preferred.

Notes

  • Calories: 350 kcal per serving
  • Fat: 8g
  • Protein: 10g
  • Carbohydrates: 60g

Did you make this recipe?

Please leave a comment on the blog or share a photo on Pinterest

Whether you’re prepping breakfast for a busy week or just treating yourself to something cozy and chocolatey, these Chocolate Banana Overnight Oats are a must-try.

They strike the perfect balance between healthy and indulgent, making mornings something to look forward to. Once you try them, you’ll understand why they’ve become a favorite in my kitchen, and hopefully, in yours too!

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Angelica. Woman smiling in sunglasses, holding a festive drink outdoors on a sunny day.

Hi, I'm Angelica

Hi, I’m Angelica. I love experimenting in the kitchen… not as a chef, just as someone who adores creating and sharing joy through food. I'm the creator + editor of all the recipes found in Pepper Basil.

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